Personal Finance: How to Get a Loan
A loan is a sum of money offered to you by a lender , which can be any person or business, such as a bank. When you take out a loan, you’re the borrower , or debtor , and your lender is the ... Tags: loans APR credit score getting a mortgage fixed-rate mortgage adjustable-rate mortgage credit history auto loan good credit mortgages bad credit personal finance getting a loan www.quamut.com/quamut/personal_finance/page/how_to_get_a_loan.html
Buying a Home: How to Choose a Mortgage
Before you start house hunting, you should have a good idea what size and type of mortgage you want and can afford. Thinking about mortgages early on in the process, and getting either prequalifie ... Tags: buying a home mortgages types of mortgages fixed-rate mortgage adjustable-rate mortgage APR mortgage size mortgage term www.quamut.com/quamut/buying_a_home/page/how_to_choose_a_mortgage.html
Mortgages: Mortgage Basics
A mortgage is a loan that a prospective property owner uses to cover the purchase price of real estate property. Mortgages make it possible for you to buy a home or other real estate property with ... Tags: mortgage loans mortgage interest rates fixed-rate mortgages paying off a mortgage amortization mortgages mortgage payments www.quamut.com/quamut/mortgages/page/mortgage_basics.html
Mortgages: Fixed-Rate Mortgages
Interest rates rise and fall over time. A fixed-rate mortgage protects you from such fluctuations by locking you into a permanent interest rate when you take on the mortgage. The following table s ... Tags: mortgages fixed-rate mortgages balloon loans negative amortization loans fixed-rate loan pros fixed-rate loan cons www.quamut.com/quamut/mortgages/page/fixedrate_mortgages.html
Mortgages: Government-Issued Mortgages
The U.S. government oversees a variety of agencies involved in offering mortgages to the public. Mortgages that these government agencies issue are called government loans (all other types of mort ... Tags: mortgages government-issued mortgages private lenders Veterans Administration loans Federal Housing Authority loans www.quamut.com/quamut/mortgages/page/governmentissued_mortgages.html
Mortgages: Initial Preparation for a Mortgage
Before you even begin shopping for a home or a mortgage, first you need to review your financial situation by assessing factors such as the amount of money that you make, spend, and owe each month ... Tags: mortgages preparing for mortgage lenders credit history credit report www.quamut.com/quamut/mortgages/page/initial_preparation_for_a_mortgage.html
Mortgages: How to Choose a Type of Mortgage
Once you’ve determined how big a mortgage you can afford, your next steps (unless you’ve qualified for a government loan or another special situation) should be to choose your: Type ... Tags: mortgages choosing a mortgage mortgage types fixed-rate mortgages adjustable-rate mortgages 15-year mortgages 30-year mortgages www.quamut.com/quamut/mortgages/page/how_to_choose_a_type_of_mortgage.html
Mortgages: How to Choose a Mortgage Lender
A mortgage lender is a bank or other financial institution that issues mortgages. Traditionally, home buyers looked for a lender after they had found a house to buy. These days, real estate agents ... Tags: talking to mortgage lenders mortgage lenders mortgages finding a mortgage lender finding mortgage lenders online mortgage lenders www.quamut.com/quamut/mortgages/page/how_to_choose_a_mortgage_lender.html
Mortgages: The Mortgage Application Process
The process of applying for and getting a conventional mortgage loan usually takes just a few weeks. Government loans, and conventional loans issued to borrowers with serious credit problems, can ... Tags: points closing loan processor finding a home applying for a loan good faith estimate closing date mortgage loans mortgage application process closing costs mortgages homeowner's insurance prequalified loans proof of insurance preapproved loans www.quamut.com/quamut/mortgages/page/the_mortgage_application_process.html
Mortgages: How to Refinance Your Mortgage
Refinancing is the process of replacing an existing mortgage with a new one. You might consider refinancing to: Cut costs: If interest rates have fallen significantly since you got your loan, refi ... Tags: mortgages refinancing your mortgage mortgage tax benefits www.quamut.com/quamut/mortgages/page/how_to_refinance_your_mortgage.html
Mortgages: Second Mortgages
A second mortgage is an additional loan secured by the same piece of property that secured your original mortgage. The two most popular types of second mortgages are home equity loans and 80/10/10 ... Tags: mortgages second mortgages 80/10/10 loans home equity loans www.quamut.com/quamut/mortgages/page/second_mortgages.html Copyright © 2008 Barnes & Noble, Inc. |