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Quamuts and Quamut Wikis tagged with mortgages

Personal Finance: How to Get a Loan
A loan is a sum of money offered to you by a lender , which can be any person or business, such as a bank. When you take out a loan, you’re the borrower , or debtor , and your lender is the ...
Tags: loans  APR  credit score  getting a mortgage  fixed-rate mortgage  adjustable-rate mortgage  credit history  auto loan  good credit  mortgages  bad credit  personal finance  getting a loan  
www.quamut.com/quamut/personal_finance/page/how_to_get_a_loan.html

Buying a Home: How to Choose a Mortgage
Before you start house hunting, you should have a good idea what size and type of mortgage you want and can afford. Thinking about mortgages early on in the process, and getting either prequalifie ...
Tags: buying a home  mortgages  types of mortgages  fixed-rate mortgage  adjustable-rate mortgage  APR  mortgage size  mortgage term  
www.quamut.com/quamut/buying_a_home/page/how_to_choose_a_mortgage.html

Mortgages: Mortgage Basics
A mortgage is a loan that a prospective property owner uses to cover the purchase price of real estate property. Mortgages make it possible for you to buy a home or other real estate property with ...
Tags: mortgage loans  mortgage interest rates  fixed-rate mortgages  paying off a mortgage  amortization  mortgages  mortgage payments  
www.quamut.com/quamut/mortgages/page/mortgage_basics.html

Mortgages: Fixed-Rate Mortgages
Interest rates rise and fall over time. A fixed-rate mortgage protects you from such fluctuations by locking you into a permanent interest rate when you take on the mortgage. The following table s ...
Tags: mortgages  fixed-rate mortgages  balloon loans  negative amortization loans  fixed-rate loan pros  fixed-rate loan cons  
www.quamut.com/quamut/mortgages/page/fixedrate_mortgages.html

Mortgages: Government-Issued Mortgages
The U.S. government oversees a variety of agencies involved in offering mortgages to the public. Mortgages that these government agencies issue are called government loans (all other types of mort ...
Tags: mortgages  government-issued mortgages  private lenders  Veterans Administration loans  Federal Housing Authority loans  
www.quamut.com/quamut/mortgages/page/governmentissued_mortgages.html

Mortgages: Initial Preparation for a Mortgage
Before you even begin shopping for a home or a mortgage, first you need to review your financial situation by assessing factors such as the amount of money that you make, spend, and owe each month ...
Tags: mortgages  preparing for mortgage  lenders  credit history  credit report  
www.quamut.com/quamut/mortgages/page/initial_preparation_for_a_mortgage.html

Mortgages: How to Choose a Type of Mortgage
Once you’ve determined how big a mortgage you can afford, your next steps (unless you’ve qualified for a government loan or another special situation) should be to choose your: Type ...
Tags: mortgages  choosing a mortgage  mortgage types  fixed-rate mortgages  adjustable-rate mortgages  15-year mortgages  30-year mortgages  
www.quamut.com/quamut/mortgages/page/how_to_choose_a_type_of_mortgage.html

Mortgages: How to Choose a Mortgage Lender
A mortgage lender is a bank or other financial institution that issues mortgages. Traditionally, home buyers looked for a lender after they had found a house to buy. These days, real estate agents ...
Tags: talking to mortgage lenders  mortgage lenders  mortgages  finding a mortgage lender  finding mortgage lenders  online mortgage lenders  
www.quamut.com/quamut/mortgages/page/how_to_choose_a_mortgage_lender.html

Mortgages: The Mortgage Application Process
The process of applying for and getting a conventional mortgage loan usually takes just a few weeks. Government loans, and conventional loans issued to borrowers with serious credit problems, can ...
Tags: points  closing  loan processor  finding a home  applying for a loan  good faith estimate  closing date  mortgage loans  mortgage application process  closing costs  mortgages  homeowner's insurance  prequalified loans  proof of insurance  preapproved loans  
www.quamut.com/quamut/mortgages/page/the_mortgage_application_process.html

Mortgages: How to Refinance Your Mortgage
Refinancing is the process of replacing an existing mortgage with a new one. You might consider refinancing to: Cut costs: If interest rates have fallen significantly since you got your loan, refi ...
Tags: mortgages  refinancing your mortgage  mortgage tax benefits  
www.quamut.com/quamut/mortgages/page/how_to_refinance_your_mortgage.html

Mortgages: Second Mortgages
A second mortgage is an additional loan secured by the same piece of property that secured your original mortgage. The two most popular types of second mortgages are home equity loans and 80/10/10 ...
Tags: mortgages  second mortgages  80/10/10 loans  home equity loans  
www.quamut.com/quamut/mortgages/page/second_mortgages.html